Comparison

Kanakku vs Wave

Wave is a free-to-start cloud tool aimed at non-technical micro-businesses. Kanakku is the self-hosted, source-included alternative for teams that want to own their data and avoid a payment rake.

Try Kanakku free Why white-label matters

Wave offers a genuinely free Starter tier and a paid Pro tier that unlocks live bank feeds and automation, billed per organisation with per-transaction fees on payments. Kanakku is a one-time, source-included app you run on your own PostgreSQL and Docker, and can rebrand and resell. The trade-off is Wave's zero-cost ease versus owning your data, your source and your payment economics.

Feature comparison

Capability		Wave
Self-hosted / own database	✓	—
Source code included	✓	—
White-label & resell rights	✓	—
Pricing model	One-time purchase	Free tier + paid Pro
Per-seat user fees	None	Per organization
Double-entry ledger	✓	✓
Multi-currency	✓	Limited
GST / VAT tax	✓	✓
Live bank feeds	Manual CSV import	Pro tier (US/CA)
Payment processing fees	Your own keys (BYOK)	Per-transaction rake
Built-in payroll	—	Paid add-on
Data residency control	Your servers	Vendor cloud

Comparison is provided in good faith for information. Wave and its logo are trademarks of their respective owner.

Where Kanakku pulls ahead

Self-host on your own PostgreSQL — Wave is cloud-only and you cannot host or own it.
Full source included; extend it freely instead of accepting a fixed free-tool feature set.
Genuine white-label and resale rights — Wave offers no white-labelling.
Bring your own payment keys, so there is no per-transaction rake skimmed off your collections.
Predictable one-time cost ceiling rather than fees that scale with payment volume.

White-label Kanakku Custom development

Where Wave is stronger

Straight answer, so you can choose well.

A genuinely free Starter tier with unlimited invoicing — Kanakku is a one-time paid, self-hosted product.
Very easy for non-technical micro-businesses to start, with no hosting required.
Live bank feeds on the Pro tier (US / Canada) — Kanakku imports statements by CSV.
Integrated invoice payments and the backing of H&R Block, fully managed and zero-ops.

Frequently asked questions

Wave is free — why pay for Kanakku?

Because you get something different: you own the data, you get the full source, you can rebrand and resell it, and with bring-your-own-key payments there is no per-transaction rake on your collections. The trade-off is that you self-host instead of using a free hosted cloud.

Does Kanakku have live bank feeds like Wave Pro?

No. Wave's Pro tier offers live feeds in the US and Canada, while Kanakku reconciles through manual CSV statement import. On banking automation, Wave Pro is stronger.

Can I self-host Kanakku, unlike Wave?

Yes. Wave is cloud-only, whereas Kanakku is designed to run on your own PostgreSQL and Docker so your financial data stays on infrastructure you control.

Can I rebrand Kanakku as my own product?

Yes. Kanakku is sold source-included and can be white-labelled and resold — Wave does not offer this.

Own your accounting stack — start today.

Self-hosted, source-included, white-label ready. No per-seat SaaS lock-in.

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